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Mortgage Broker | Airline Pilot | Air Force Veteran

A mortgage plan that starts with a briefing, not a sales pitch

Justin Taylor brings the preparation habits of the flight deck to home financing: verify the details, explain the tradeoffs, and never let a borrower sign something they do not understand.

NMLS #2512284 · Edge Home Finance NMLS #891464 · Serving borrowers in 49 states through Edge Home Finance.

Justin Taylor, The Fly Mortgage Guy, mortgage broker, airline pilot, and Air Force veteran

Meet Justin

A quick introduction from The Fly Mortgage Guy

Justin Taylor, mortgage broker with Edge Home Finance — NMLS #2512284

Why borrowers call

Preparation is the whole advantage

Most mortgage stress comes from surprises. Surprises come from steps that were skipped early.

Veteran-informed VA guidance

Eligibility, entitlement, and occupancy explained by someone who has used the benefit personally.

Built for variable income

Per diem, reserve pay, bonuses, and commissions documented correctly the first time.

Broker options, not one shelf

As a broker with Edge Home Finance, your file gets compared across lenders instead of forced into one product.

Loan programs

Start with the program built for your situation

Each page includes the benefits and the honest considerations.

VA Loans

A benefit worth using carefully — eligibility, entitlement, and occupancy all shape the plan.

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Conventional Loans

Widely used financing with several down-payment and mortgage-insurance structures to weigh.

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FHA Loans

Government-insured financing with flexibility for some profiles — and mortgage insurance to weigh.

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Jumbo Loans

For loan amounts above the applicable conforming limit, with a deeper review.

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Refinance Options

Start with the goal, then compare the full cost and the break-even point.

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Investment and Second-Home Financing

Occupancy and intended use change the rules more than most buyers expect.

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Google reviews

What borrowers actually say

Copied word-for-word from the Google Business Profile — nothing here is written by us.

Justin Taylor and Edge Home Finance were a joy to work with. We contacted him in a pinch on short notice. He worked night and day to get us into our dream home. I have no doubt that if we had gone with someone else, we would not have gotten across the finish line in time for closing. Place your trust in Justin, and he will work diligently and deliver results.
Miller Hope3 weeks ago
Working with Justin Taylor was one of the best parts of our home-buying experience. From day one, he was incredibly responsive and always made himself available to answer questions, explain the process, or provide updates. Buying a home can be stressful, but Justin’s communication gave us confidence every step of the way. What really impressed me was how hard he worked to get us the best possible loan. In the middle of our home purchase, interest rates improved, and instead of simply sticking with our original lender, Justin proactively found us a better option. We were able to switch lenders mid-process, lock in a better rate, and still close on time without any issues. That level of dedication and expertise saved us money and made the entire process remarkably smooth. If you’re looking for a mortgage professional who genuinely looks out for your best interests, communicates exceptionally well, and works tirelessly to get you the best deal possible, I can’t recommend Justin Taylor “The Fly Mortgage Guy” highly enough. He made what could have been a stressful experience feel easy, and we’re incredibly grateful for everything he did to help us purchase our home!
Zachary Coburn2 weeks ago
We recommend Justin hands down! He’s hardworking, communicative, thorough, and incredibly knowledgeable. He worked with us through two deals that fell through and was always patient and empathetic. When we finally found our house off-market, he helped us navigate a more complicated financial situation which included a refinance and VA eligibility restoration. He knows both VA and conventional loans inside and out. We had a great experience with him and can’t recommend him enough!
Andrew Newman1 week ago
Justin Taylor was fantastic to work with! I appreciated his communication and updates throughout the entire process. He has a strong understanding of VA loans and also understands the unique schedules and demands that come with working with pilots. I would definitely recommend Justin to anyone looking for a knowledgeable and responsive mortgage lender.
Holly James5 days ago

Resources

Learn before you commit

Educational guides written to be useful whether or not you ever apply.

First-Time Homebuyer Guide

Set a comfortable budget, understand what lenders review, and know which cash you need before you start touring homes.

Read the guide

Mortgage FAQ

Twelve of the questions borrowers ask most often, answered without jargon or sales language.

Read the guide

Credit and Mortgage Readiness

How mortgage credit is actually reviewed, why app scores differ, and which preparation steps are genuinely safe.

Read the guide

Let's map out your next move

Bring your questions. You will get a straight answer about what is realistic, what it would cost, and what to do next — no pressure to move forward.